Cedric Small

Cedric Small is an accomplished litigator whose background spans civil litigation, municipal law, real estate and the mortgage servicing industry. With more than 15 years of combined legal and business experience, he gives clients practical, strategic counsel that rests on both legal insight and real-world industry knowledge.

As an associate attorney at Michael Garcia, P.A., Cedric represents businesses, municipalities and individuals in civil and commercial disputes: business and contract litigation, construction and real estate matters, municipal code enforcement and other complex litigation. He takes a case through every stage, from evaluation and legal research to discovery, motion practice, settlement negotiations and courtroom advocacy, and regularly represents municipalities in code enforcement proceedings and related governmental matters.

Before joining the firm, he represented mortgage servicers and lenders in foreclosure litigation and spent several years in leadership roles in mortgage servicing, asset management and private equity. There he oversaw large portfolios of distressed assets, directed nationwide litigation and foreclosure strategies, ran complex due diligence, negotiated settlements and appeared as a corporate representative in hearings, mediations and trials.

Earlier in his career, he worked in public interest law, helping homeowners through foreclosure with counseling, education and legal representation. That work shaped how he practices today: client-first and focused on practical solutions.

That mix of courtroom work, business acumen and industry knowledge lets Cedric guide clients through a dispute while keeping their wider goals, business and personal, in view.

• Juris Doctor, Florida Coastal School of Law
• Bachelor of Science in Political Science, Florida State University

Florida Bar, 2009